We should be thanking the credit card companies for all that they have done for us.

Dear Credit Card Companies,

I am writing this to you because I want to let you know that all of us little people who have credit cards owe you our deepest gratitude. It is because of your Honesty and understanding that we want to help you out of this terrible financial situation you are in. You have helped us in ways that no other corporation could ever come close to doing, so we want to lend you our money for a change.

Many of us have already started feeling the effects of your appreciation towards us for helping bail you out of the mess you help create and making sure you will always be around to take our hard earned money every chance you get. Well, we want to thank you for doubling or even tripling our interest rates and let’s not forget about you drastically cutting our credit limit on our cards.

Thank you, Thank you so much because since you have reduced our credit line in order to protect us from spending too much money, you have caused our debt to credit ratio to rise up and now you have given other creditors all the reason they need to join in and start raising the interest rates and reducing our credit line on our cards.

Man, I don’t know what we would have done without you guys in these hard times we are facing right now. Since millions of us have lost over half of our income because a spouse is out of work or even lost both of our incomes and are struggling to keep a roof over our head and food on the table. We have families to support and bills to pay but we don’t need this money as bad as you do, so please take it from us.

We would not want you to have to struggle in life; you shouldn’t have to choose between a 50 million dollar estate in Beverly Hills, CA or the Penthouse in Manhattan, you should have them both. You shouldn’t have to choose between the a Bentley or the new Aston Martin, you should have both of these as well. You should be able to use this T.A.R.P. money any way you see fit, so if you want to give all the executives millions of dollars or if you want to travel the world on your new private jet, then that is what you should do.

We are all too happy to give up our kids college funds and use what little we have left in our savings to make sure you are okay. We don’t want you to ever have to experience  any discomfort in the way you live your lives. Most importantly you should never have to deal with any of these hard times that we go through everyday, so if you have to raise our interest rates and cut our credit lines to keep your pockets full of our hard earned money, then we are glad to help you out.

So, just remember if there is ever anything that we can do to make your life easier please don’t hesitate to find new ways to take our money. Thank you very much for all that you have done and will do to us in the future. We know the time is going to come when you are going to come back and ask for more of our money after you spend these billions we just gave you and want you to know we understand and would love to help you out again.

Sincerely,

Your greatest supporter Joe Sellers

Have the credit card companies raised your interest rates or reduced your line of credit and you can no longer afford to keep up with the minimum payments, then you should look into debt negotiations. When you are dealing with your debt by doing everything possible and are still falling further behind then maybe it is time you had a little help along the way. The credit card companies are showing no mercy for Americans that are now out of work and are struggling to get by but yet they are still raising interest rates and making it difficult for you to pay off your debts. This is why more people are turning towards a debt settlement company negotiate their debts. It is time to get off the credit treadmill and start putting your hard earned money back in your pocket where it belongs. If you have any questions or need more information regarding your situation you can contact me at www.uscaonline.com/

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